Friday , May 7 2021

Great Poles. The record holder has about 47 million euros to return

More than 1 million people in 13 settlements do not give advice in time to pay bills and loan installments for about PLN 34 billion – according to BIG InfoMonitor. The record holder, a 56-year-old resident of the Rzeszów settlement, has arrears of PLN 46.8 million.

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Though unreliable borrowers from settlements make up less than 40 percent. all Poles with financial problems, are almost half of Poland's arrears – stressed the authors of the analysis.

According to GUS, 20.3 million people live in cities, or more than 60%. of the population. Nearly half of them live in large cities – over 200,000. residents.

"It is not easy for residents of the settlement to pay their obligations in due time. Moreover, if they have a leg for some reason, they face more problems than people living in smaller cities," says BIG InfoMonitor. includes 13 Polish residential areas: Bialystok, Bydgoszcz-Toruń, Upper Silesia, Krakow, Lublin, Łódź, Opole, Poznań, Rzeszów, Szczecin, Tricity, Warsaw and Wrocław.

As the chairman of BIG InfoMonitor Sławomir Grzelczak said, the sum of arrears of arrears from the residents of these centers amounts to PLN 34 billion and weighs over one million people (1.07 million).

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– As there are 2,73 million unreliable debtors across the country, delaying the payment of installments of loans and current accounts to PLN 70,98 billion, this means that 39% of unreliable debtors living in 13 major urban centers have almost half (48%) of consumer arrears, visible in BIG InfoMonitor and BIK databases – noted.

He added that per capita average of settlements was 31.8 thousand. PLN of arrears to PLN 22.3 thousand for residents of smaller cities.

According to BIG experts, this is largely due to housing loans. "The average arrears on mortgage loans in cities reach 220,000 PLN, and beyond it is 121.2 thousand zł." In Warsaw, it is 299 thousand.

In case of arrears due to a non-paid consumer loan, there are also large inequalities. In the major cities and the surrounding area, it is almost 27 thousand. PLN 17.7 thousand zł.

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In the amount of PLN 33.9 billion, non-repayable for the time of debt, the largest share is held by the Warsaw settlement (27%). The arrears amount to about 9.2 billion PLN here. This is greater than the accumulated overdue debt of the Wrocław, Tricity and Poznań settlements.

On the other hand, there are residents of Opole and the surrounding area with 445 million PLN arrears and people from Rzeszów and the surrounding area – PLN 466.4 million. We are talking about delays in payments that amount to little. 30 days for at least 200 PLN.

The largest group – between over 1 million Polish settlements with overdue debts – is 35-44 year-olds (nearly 270,000).

The record holder, in terms of debt arrears, is a 56-year-old resident of Rzeszów, which is charged with PLN 46.8 million. The next record holder – a borrower from the capital city, 41 years old, who has nearly 45.8 million PLN to return, does not enter. Representatives of the Warsaw settlement are in the top fifteen, including two women. The average age of urban records is over 57 years.


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